PNB Share Price Target 2025 to 2030, 2040, 2050

Punjab National Bank (PNB) is one of the largest and most trusted public sector banks in India. Established over a century ago, PNB has played a crucial role in shaping the country’s banking and financial system. It offers a wide range of banking services, including loans, savings accounts, fixed deposits, and financial products, catering to both individuals and businesses.

With a strong presence across India and a growing focus on digital banking, PNB continues to evolve to meet the needs of modern banking customers. Over the years, the bank has made significant progress in improving its financial, reducing non-performing assets (NPAs), and enhancing operational efficiency.

This article provides an in-depth analysis of PNB’s stock price targets from 2024 to 2050, based on both technical trends and fundamental factors.

Basic Details of Punjab National Bank (PNB)

About Punjab National Bank’s Business

Punjab National Bank is a prominent public sector bank in India, providing a comprehensive range of banking products, including savings accounts, loans, investment services, and digital banking solutions. The bank is renowned for its customer-centric approach and extensive network of branches across the country. Established in 1894, PNB has consistently played a significant role in India’s economic growth.

Fundamental Data

• 🏦 Market Cap: ₹1,22,917 Cr.
• 💹 Current Price: ₹107
• 📈📉 52-Week High/Low: ₹143 / ₹83.5
• 📐 Stock P/E: 8.51
• 📘 Book Value: ₹100
• 💰 Dividend Yield: 1.40%
• 🔄 ROCE (Return on Capital Employed): 5.46%
• 📊 ROE (Return on Equity): 8.54%
• 💵 Face Value: ₹2.00

Live Chart

PNB Share Price Target 2024 to 2050

PNB’s target prices are based on technical analysis (moving averages, RSI) and fundamental analysis (earnings growth, NPAs, efficiency). With an estimated CAGR of 12%-15%, the projections reflect its financial growth, market expansion, and economic potential, providing low and high price ranges for each year.

PNB Share Price Target 2024

In 2024, PNB is likely to experience steady growth backed by improving asset quality and digital transformation initiatives. Technical indicators, such as its upward trajectory above the 50-day EMA, suggest a positive trend. Fundamentally, the bank’s focus on enhancing profitability and reducing NPAs will be pivotal.

PNB Share Price Target 2025

In 2025, government initiatives in banking sector reforms and economic recovery could further strengthen PNB’s fundamentals. Technically, breaking through key resistance at ₹140 could confirm a bullish trend. The bank’s CASA ratio is expected to improve, driving cost efficiency.

PNB Share Price Target 2026

Expected to achieve strong profitability by 2026. The 200-day EMA will provide key support, helping the stock maintain stability. With increased credit growth and reduced provisions, the bank is likely to see higher net profits, strengthening its overall financial position.

PNB Share Price Target 2027

PNB’s continued investments in digital platforms and corporate banking may yield better earnings in 2027. Technically, a sustained move above ₹160 will indicate long-term bullish momentum. Fundamental drivers include diversification into renewable energy financing and a strong loan book.

PNB Share Price Target 2028

In 2028, PNB could further reduce its NPAs, strengthening its balance sheet. Technically, the stock could test ₹200, supported by consistent volume spikes. Enhanced net interest margins (NIMs) and diversified revenue streams are key growth drivers.

PNB Share Price Target 2029

In 2029, PNB might aim for leadership in India’s public sector banking, driven by robust credit growth. Technically, breaching ₹220 could attract fresh buying. Improved ROE and ROA metrics will underline strong financial performance.

PNB Share Price Target 2030

By 2030, PNB is expected to capitalize on its extensive digital footprint and operational efficiency. Technically, consistent closes above ₹250 will confirm bullish dominance. The bank’s net interest income is projected to see a significant boost.

PNB Share Price Target 2040

In 2040, PNB could achieve global recognition, leveraging its technological advancements. Technically, the stock could target ₹700, supported by long-term institutional buying. The bank’s focus on ESG compliance and international expansions will play a vital role.

PNB Share Price Target 2050

By 2050, PNB may emerge as a global leader in banking. Technically, ₹1,200 could be a key resistance level, driven by unprecedented growth. Fundamental growth factors include global presence, advanced technology adoption, and diversified offerings.

Keep In Mind

Pros

• 🟢 Stock valued at 1.06 times book value
• 🟢 24.2% profit growth in 5 years
• 🟢 Healthy 19.2% dividend
• 🟢 Reduced working capital

Cons

• 🔴 Low interest coverage
• 🔴 Promoter holding down by -3.07%
• 🔴 Low return on equity (5.40%)
• 🔴 High contingent liabilities
• 🔴 Possible interest cost capitalization

Technical Analysis

1. Exponential Moving Averages (EMAs): Consistent upward movement above the 50-day EMA signifies bullish sentiment.
2. Volume Analysis: Higher trading volumes around breakouts confirm market confidence.
3. Support & Resistance: Identifying key levels like ₹98 (support) and ₹120 (resistance) aids in understanding market trends.

PNB Quarterly Results 2024

Conclusion

Punjab National Bank (PNB) is showing strong growth, backed by solid financial performance and smart strategies. It could be a good choice for long-term investors looking to add value to their portfolios. However, it’s important to do proper research and understand your own financial goals and risk level before making any investment decisions.